Fast, flexible financing with competitive rates and minimal paperwork. As a true balance sheet lender, we fund and service every loan in-house, giving you the capital, continuity, and certainty to grow from your first flip to your 100th.
Whether you're new to house flipping or a seasoned investor, we offer clear credit requirements and fast approvals for the best fix and flip loans.
No loan sales or handoffs. As direct fix and flip lenders, all credit decisions and servicing remain with Stormfield from start to finish.
We act as advisors — not just loan officers. Our investment associates guide you through the entire fix and flip loan process, ensuring smooth funding for every project.
Apply, sign, and track your hard money fix and flip loan directly from your phone with our secure platform.
12 to 18 months
As low as 8.99%
Up to 92.5%
Up to 75%
Non-owner occupied Single Family, Condo, Townhome, 2–4 Unit Multifamily, ADU
Typically 7-10 days, with in-house approvals & servicing
Flexible prepayment options
100% in-house – loans are funded and held on Stormfield’s balance sheet
First-time flippers (with strong credit & liquidity) + seasoned investors
Perfect fit for Stormfield
Outside our program scope
9 States
New York
New Jersey
Connecticut
Pennsylvania
Massachusetts
Rhode Island
Maine
New Hampshire
Vermont
Select projects funded nationwide in
active real estate markets
Consistent execution and certainty
wherever we lend
Actively growing our coverage in
additional real estate markets
Use our Fix and Flip Loan Calculator to estimate loan amounts, purchase coverage, and rehab funding. Whether you’re looking for hard money loans or fix and flip financing, this tool provides a quick way to calculate your loan options. It only takes a couple of minutes—no obligations, and no hard credit pull. Get connected with private lenders and hard money lenders for fix and flip projects today.
Join the Stormfield Broker Program
“This group is a breath of fresh air in a market that has become flooded with firms that over promise and under deliver.”
“These guys are my go-to lender for loans 500k - $4M”
“I have used Stormfield for 3 fix and flip loans. They do what they say the will do and are local which I prefer.”
Experienced local real estate investor required a fix & flip loan to acquire and renovate a HUD- owned single-family...Read More
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© 2025 Stormfield Capital LLC. All Rights Reserved. Stormfield makes commercial, business purpose loans. Loans are for investment purposes only and not for personal, family, or household use. Loan product availability may be limited in certain states. This is not a commitment to lend. All loans are subject to borrower underwriting and credit approval, in Stormfield’s sole and absolute discretion. | Privacy Policy
Wesley Carpenter is a Founder and Partner of Stormfield Capital, LLC. At Stormfield, Wes leads the firm’s investment strategy and portfolio management. He serves on both the management and investment committees and plays a central role in credit and risk oversight across the platform. Under his leadership, Stormfield has deployed over $1.75 billion, spanning the origination, acquisition, and asset management of commercial and residential bridge loans.
Wes brings more than 15 years of experience in real estate credit and structured finance. Prior to founding Stormfield, he was a Vice President at Greenwich Associates, a boutique consultancy specializing in the financial services sector, where he advised senior executives at commercial and investment banks on balance sheet optimization and the adoption of structured credit strategies. He began his career in Corporate Development at Illinois Tool Works (NYSE: ITW), where he focused on M&A and strategic growth initiatives across the firm’s global industrial portfolio
Wes holds a B.S. from Fairfield University and an M.B.A. from Binghamton University.