Flexible Residential Capital for Every Stage of Your Project

Explore our suite of residential loan programs designed to support investors, builders, and developers across every stage of their projects, from acquisition to stabilization

Our Residential Loan Programs

Whether you’re flipping, building, or stabilizing, Stormfield offers specialized loan programs designed for different investment strategies.
Every loan is funded, serviced, and managed in-house — giving you speed, transparency, and direct access to decision makers.

Fix & Flip

Fast, flexible capital to purchase, renovate, and resell single-family or small multifamily properties.

Bridge Loans

Short-term financing to acquire, refinance, or reposition residential properties before permanent debt.

New Construction

Ground-up construction capital for builders and developers delivering SFRs, townhomes, or small multifamily projects.

Value-Add Multifamily

Bridge capital for investors acquiring and stabilizing underperforming multifamily assets.

Find the Financing That Fits

Not sure which loan fits your project? Use this quick guide to match your needs with the right financing structure.

If your project involves

Choose

Why this works

Buying and renovating to sell for profit

Fix & Flip Loan

Fast approvals, high leverage, and quick draws to maximize turnaround. 

Acquiring or refinancing before long-term financing

Residential Bridge Loan

Short-term capital to help you close fastand refinance later.

Building new homes or small multifamily from scratch

New Construction Loan

Milestone-based draws and flexible terms built for builders.

Buying and renovating multifamily properties

Value-Add Multifamily Loan

Combines bridge and rehab funding to reposition and stabilize faster.

If you are unsure where your deal fits, connect with our lending team — we will help you structure the right solution.

Why Stormfield Capital

A True Long-Term Partner

Stormfield Capital - True Balance Sheet Lending

True Balance Sheet Lending

No loan sales, no handoffs – all credit decisions and servicing stay with us through maturity.

Stormfield Capital - Digital Experience

Digital
Experience

Apply, sign, and manage your project directly from your phone.

Stormfield Capital - Relationship-Driven

Relationship-Driven
Approach

A dedicated Investment Associate guides you every step of the way.

Get Funded Now

Digital-First Experience

Stormfield Capital - 01

Submit Your Deal

Share your project details and financials online

Stormfield Capital - 02

Receive A Term Sheet

Get terms within 24-48 hours. Clear, concise and competitive

Stormfield Capital - 03

Close And Fund Quickly

We underwrite in-house for reliable execution

Stormfield Capital - 04

Manage Through Completion

Our servicing team stays with you until project completion and exit

Get Fix and Flip Loan - stormfieldcapital

Wondering how much you 
can borrow for your next project? 

Use our Loan Calculator to estimate loan amounts, purchase coverage, and rehab funding. It only takes a couple of minutes—no obligations, and no hard credit pull.

Stormfield Capital - Are you a Broker

Are you a broker?

Join the Stormfield Broker Program

Case Studies

Real success stories from investors who transformed properties with our financing

Stormfield Capital -Guilford, CT

Experienced local real estate investor required a fix & flip loan to acquire and renovate a HUD-owned single-family…Read more

Stormfield Capital - Annandale, VA

Experienced real estate investor required a fix & flip loan to acquire and renovate a single-family investment property in…Read more

Stormfield Capital - Boca Raton, FL

Experienced real estate investor required a fix & flip loan to acquire and renovate a single-family investment property in Boc…Read more

Customer Speak

Real experiences from real estate investors like you

Stormfield Capital - Testimonial

“This group is a breath of fresh air in a market that has become flooded with firms that over promise and under deliver.”

Richard Coffee

Stormfield Capital - Testimonial

“These guys are my go-to lender for loans 500k - $4M”

Robert Lee

Stormfield Capital - Testimonial

“I have used Stormfield for 3 fix and flip loans. They do what they say the will do and are local which I prefer.”

Chris Donner

GEOGRAPHY

Proudly funding projects across the Northeastern US and select markets nationwide

9 States

New York

New Jersey

Connecticut

Pennsylvania

Massachusetts

Rhode Island

Maine

New Hampshire

Vermont

Nationwide Reach

Select projects funded nationwide in
active real estate markets

Same Speed Everywhere

Consistent execution and certainty wherever we lend

Expanding Markets

Actively growing our coverage in
additional real estate markets

Frequently Asked Questions

1 What is the specific investment goal of Residential Value-Add Multifamily Loans?

These Value-Add Multifamily Loans provide specialized bridge capital for underperforming assets. The goal is to quickly acquire and stabilize properties by combining bridge and rehab funding to help investors stabilize faster.

The loan amounts range from $1M to $30M, with terms of 12–24 months. A unique feature is the interest-only with per-unit paydowns structure, designed to manage cash flow during the transition phase.

This loan is specifically for acquiring and stabilizing multifamily units, serving as an alternative to a standard Fix & Flip Loan when the project involves repositioning underperforming multifamily assets.

We offer the required speed and transparency by funding, servicing, and managing every loan in-house through our True Balance Sheet Lending model.

Proven Team. Trusted Lending Partner.

With deep real estate expertise and an unwavering commitment to service, Stormfield has partnered with hundreds of investors to fund successful projects nationwide.

Wesley W. Carpenter - Stormfield Capital

Wesley W. Carpenter

Co-Founder & Partner

Wesley Carpenter is a Founder and Partner of Stormfield Capital, LLC. At Stormfield, Wes leads the firm’s investment strategy and portfolio management. He serves on both the management and investment committees and plays a central role in credit and risk oversight across the platform. Under his leadership, Stormfield has deployed over $1.75 billion, spanning the origination, acquisition, and asset management of commercial and residential bridge loans.

Wes brings more than 15 years of experience in real estate credit and structured finance. Prior to founding Stormfield, he was a Vice President at Greenwich Associates, a boutique consultancy specializing in the financial services sector, where he advised senior executives at commercial and investment banks on balance sheet optimization and the adoption of structured credit strategies. He began his career in Corporate Development at Illinois Tool Works (NYSE: ITW), where he focused on M&A and strategic growth initiatives across the firm’s global industrial portfolio

Wes holds a B.S. from Fairfield University and an M.B.A. from Binghamton University.