Fix and Flip Loans Closed in New Jersey

From Jersey City conversions and Paterson duplexes to Shore and suburban rehabs, Stormfield has funded New Jersey projects across a wide range of property types and construction scopes. Every loan was underwritten, funded, and serviced by one team on our balance sheet.

Balance Sheet Capital

One Team From Start to Finish

In-House Construction Draws

Upfront Underwriting, No Surprises

Instant Quote

Track Record

Execution Through the Full Renovation

New Jersey projects can change quickly once walls open and trades begin. Stormfield keeps capital and decisions in one place, so the team that committed to the loan remains accountable through each draw, scope question, and payoff.

240

Loans Closed and Counting

Closed across New Jersey on Stormfield's own balance sheet.

$65.2M+

Capital Deployed in NJ

Total fix and flip principal funded in the state to date.

$420K

Median Loan Size in New Jersey

Closed loans ranging from $129.6K to $4.35M across New Jersey state fix and flip projects.

New Jersey Portfolio

Deals We've Closed Across New Jersey

Published New Jersey fix and flip transactions funded by Stormfield Capital. Each transaction was underwritten, funded, and serviced in-house.

Stirling, NJ Single-Family

$530,000

65% LTV 12 Month Term

A repeat borrower completed a $160K full-gut renovation through nine draws in six months, then sold for $855K, $26K above projected ARV.

View Transaction

Lakewood, NJ Single-Family

$175,000

65% LTV 12 Month Term

An investor financed a foreclosure acquisition, renovation, and resale strategy with one short-term loan.

View Transaction

Teaneck, NJ Single-Family

$460,000

65% LTV 12 Month Term

A real estate investor used a bridge loan to complete an active fix and flip renovation in Teaneck.

View Transaction

Mays Landing, NJ Single-Family

$252,000

67% LTV 24 Month Term

An experienced investor secured a 24-month fix and flip loan for an investment property in Mays Landing.

View Transaction

Montclair, NJ Multifamily

$1,072,500

65% LTV 12 Month Term

An experienced repeat borrower secured financing for the acquisition and renovation of a Montclair investment property.

View Transaction

North Wildwood, NJ Motel-to-Condo

$3,250,000

45% LTV 12 Month Term

Stormfield structured $815K in reserves for a two-parcel motel-to-residential-condo conversion, financing a change of use outside conventional lending parameters.

View Transaction

Questions

What New Jersey Investors Ask

Do you lend throughout New Jersey?

Stormfield funds fix and flip loans across New Jersey. The selected transactions here span Hudson, Essex, Morris, Passaic, and Monmouth County markets, but the portfolio is not a geographic limit. Contact the team to discuss your property.

Why does balance-sheet lending matter during a rehab?

When a lender controls its capital, draw and scope decisions remain internal. That reduces the risk that an outside warehouse provider or investor will re-review the loan after closing, when contractors need predictable payment and the project needs fast answers.

What does Stormfield look for in a New Jersey fix and flip?

The team evaluates borrower experience and liquidity, the scope and contingency, as-is basis and supportable ARV, contractor capacity, and exit. The approach works across single-family, small multifamily, condo conversion, Shore, and urban infill projects because each deal is underwritten on its own facts.

How are rehab funds disbursed?

Renovation funds are released in draws as completed work is verified. Draw requests are processed in-house. In the Stirling case study, the borrower completed nine draws in about six months without re-review delays.

How quickly can Stormfield close in New Jersey?

Submit a prequalification for an instant quote. Most transactions close within 7 to 10 business days of a complete application, and faster when your file is ready.

Do you work with first-time fix-and-flip investors in New Jersey?

Yes. First-time flippers are evaluated on credit strength, liquidity, and the quality of the project plan, and a detailed scope of work with a credible contractor carries real weight. There is no minimum FICO requirement, but borrowers apply through an LLC or corporation and must show liquidity for the down payment, reserves, and interest carry. Full criteria are on the New Jersey fix and flip loan program page.

Going Deeper

Resources for New Jersey Fix and Flip Investors

The transactions above show what Stormfield has closed. These resources explain execution risk, balance-sheet capital, and the New Jersey draw experience.

Fix and flip bridge loan case studies in New Jersey and Pennsylvania

Case Study

The Execution Premium: Stirling, NJ

How a full-gut New Jersey rehab used nine draws in six months, finished ahead of schedule, and sold above its initial ARV.

Read the Case Study

Loan Program

New Jersey Fix and Flip Loan Program

Rates, leverage, borrower criteria, property types, closing speed, and draw process for New Jersey projects.

View Loan Program

Lender Guide

Why Balance-Sheet Fix and Flip Lenders Execute Better

How internal capital, draw control, and clear accountability reduce friction once construction begins.

Read the Guide

Pricing Guide

Fix and Flip Loan Rates and Pricing in 2026

What drives rate, how to read a term sheet, and why execution can matter more than a small pricing difference.

Read the Guide

Get Started

Ready to Finance Your Next New Jersey Flip?

Get an instant quote, then work with one team from underwriting through payoff.

Get an Instant Quote View the NJ Loan Program