You have spent months searching for the right deal: watching the MLS like a hawk, analysing comps, and running numbers. When that perfect property appears, the first question you ask a lender is:
“How fast can you fund my deal?”
Flipping a house involves buying a property, renovating or fixing it, and then selling it at a profit. All this is done in a short time – usually within months. Momentum is everything.
At Stormfield Capital, we close the fix-and-flip loan in as little as 7 business days.
But speed without certainty is worthless. Delays and surprises can derail your project.
Let us see how Stormfield Capital delivers fix-and-flip loans with speed and certainty.
Stormfield’s Accelerated Loan Flow
Our fix and flip loan flow incorporates automation, responsiveness, and checkpoints so your deal moves from “found” to “funded” with momentum.
We have built our process around a few things that matter most when timing is tight. You get clarity early, back-and-forth is reduced, and a single accountable team stays with your deal through closing.
1. Instant Pre-Qualification Through a Digital Portal
The process starts on our digital platform, where you can test different scenarios and see the rates and options available.
You can download the loan details and the pre-qualification letter, and trigger the loan process from the convenience of your phone.
But technology doesn’t replace access. Our Investment Associates are responsive. We believe in “pick up the phone.”
During a tight closing window, technology helps, but access to real people still matters.
2. Fast Application, Pre-processing, and Transparent Communication
Our digital portal allows you to access pre-qualification details as well as start the loan application.
It keeps you informed of where you are in the journey and which inputs are required from you to move to the next steps.
Once the reports come in, they are shared with you so you can see what is being reviewed.
A loan officer then looks at the file, and either moves it forward or comes back with specific questions.
Handling this early helps avoid issues later in the process.
3. Processing + Underwriting Without the Lag
All data collected as part of the previous steps is imported into our underwriting platform. This reduces manual work and speeds up decision-making.
The underwriting team evaluates your deal. Clean files move through quickly. Files needing clarification get immediate outreach.
Either way, you are not left guessing.
4. A Smooth, Coordinated Closing
Once your loan is approved and accepted, it moves into closing. Stormfield controls underwriting, credit decisions, and closing coordination internally.
If questions come up late in the process, you are still dealing with the same decision-makers. That consistency keeps the closing predictable.
5. Post-Closing Execution: Maintaining the Velocity
Closing is just the beginning.
Since Stormfield services its loans in-house, you don’t experience the post-closing handoff that slows projects down.
The same team that understood your deal from day one continues to manage your draws. This continuity keeps your renovation moving without friction.
Your Role in closing fast
Run the Numbers with Discipline: Speed starts with a sound deal. Buy using business rules, not optimism.
Have Liquidity and Documentation Ready: Underwriting moves quickly when borrowers have adequate reserves, documented liquidity, and key files ready upfront. In many cases, underwriting slows down because preparation is incomplete.
Line Up the Right Team Before You Close: Have reliable contractors committed, engineers looped in for structural work, and a clear plan for required permits.
How we make it happen
Closing fast with reliability requires deep capabilities.
Stormfield Capital was formed in 2015. We have made over $2 billion in loan originations. The following is what sets us apart.
1. Balance Sheet Lending
We bring to you the benefits of balance-sheet lending, unlike a lender that originates and then sells the loans.
A lender who sells their loans must adhere to investor-set rules around LTV, property type, and documentation.
Stormfield controls its own underwriting and services the loans internally. You are working with the same team from application to payoff.
This gives you common-sense decisions, faster draws, and quicker problem-solving when the project hits a snag.
Instead of being boxed in by rigid rules, you get a lender that moves fast, adapts, and supports you in completing the project.
2. Digital Efficiency and Responsiveness
Our custom digital platform gives an intuitive experience from pre-qualification to loan servicing. It allows you to work from the convenience of your phone at the time slot of your choice.
We continuously enhance the platform to make it convenient for you.
3. Relationship Driven
Our investment associates stay involved throughout the fix-and-flip loan process, acting as advisors, helping keep funding smooth from start to finish.
4. Continuity of in-house servicing
With our in-house loan servicing expertise, the experience stays consistent throughout the life of the loan. That means quicker draw approvals, practical extension decisions, and fewer delays. You don’t have to re-explain your deal to a third-party servicer.
Conclusion: Partnering for Profitability
Flipping houses is intensive and often complex than it looks online. Long-term success depends on a disciplined process and a lending partner you can rely on.
For investors building a fix-and-flip business as a scalable business, consistency and certainty from a lender are essential.
Stormfield Capital’s model provides the optimal blend of institutional rigor and speed:
- Dependable Speed
- Capital Stability: Our balance-sheet lending ensures continuity and resilience. It protects you from the instability of lenders reliant on secondary markets.
- Certainty: We prioritize certainty of execution, ensuring that your investment is protected by sound underwriting.
