Secure short-term capital with competitive rates and minimal paperwork. As a true balance sheet lender, Stormfield funds and services every loan in-house – giving you the speed, certainty, and continuity to bridge acquisitions, rehabs, or refinances.
No loan sales, no handoffs – all credit decisions and servicing stay with us through maturity.
Apply, sign, and manage your project directly from your phone.
Advisors, not loan officers – our Investment Associates guide you from application to completion.
12 to 18 months
$150k – $5M+
As low as 8.99%
Up to 70%
Up to 75% of purchase price
Non-owner occupied SFR, Townhomes, Condos, 1–4 Unit Multifamily, Mixed-use properties
Typically 7–10 days, with in-house approvals & servicing
Flexible prepayment options
100% in-house – all loans funded and held on Stormfield’s balance sheet
First-time investors (with strong credit & liquidity) + seasoned investors
Perfect fit for Stormfield
Outside our program scope
Move quickly on new opportunities with funding ready when you need it.
Access short-term capital to hold properties until long-term financing is in place.
Finance improvements and upgrades that increase property value before sale or refinance.
Cover interim capital needs during transitions or restructure debt for greater flexibility.
Investors applying through an LLC or Corporation.
Single-family rentals, condos, townhomes, 1–4 unit multifamily, and mixed-use assets.
Acquisition, rehab, or refinance projects that require speed and certainty.
Those with sufficient liquidity to cover down payments, reserves, and interest carry.
9 States
New York
New Jersey
Connecticut
Pennsylvania
Massachusetts
Rhode Island
Maine
New Hampshire
Vermont
Select projects funded nationwide in
active real estate markets
Consistent execution and certainty
wherever we lend
Actively growing our coverage in
emerging opportunity zones
“This group is a breath of fresh air in a market that has become flooded with firms that over promise and under deliver.”
“These guys are my go-to lender for loans 500k - $4M”
“I have used Stormfield for 3 fix and flip loans. They do what they say the will do and are local which I prefer.”
May 2025
Duplex Investment Property in Wareham, MA
24 months
35%
Stormfield recently funded a cash out bridge loan for a real estate investor in Wareham, MA.
2 Single-Family Condo Units in Dorchester, MA
12 months
Stormfield recently funded a bridge loan for an experienced borrower in Dorchester, MA.
Single-family Investment Property in Westport, CT
Stormfield recently funded a $4,100,000 bridge loan for an experienced investor in Westport, CT.
Use our calculator to estimate loan amounts, purchase coverage, and rehab funding. It takes just a couple of minutes – no obligations, no hard credit pull.
Join the Stormfield Broker Program
Speed is our priority. We offer Fast Residential Bridge Loans and can close in as fast as 1 week. Typically 7–10 days, with in-house approvals and servicing.
Residential Bridge Loans are tailored for four main strategies: Fast-Close Acquisitions, Bridge-to-Perm financing (holding until long-term debt is ready), Cashout to finance value-add improvements, and Gap Financing & Refinance needs.
Eligible property types include Single-Family Rentals (SFRs), Townhomes, Condos, 1–4 Unit Multifamily, and Mixed-use properties.
Up to 70% LTV and up to 75% of purchase price; No rehab costs are relevant for Residential bridge loans.
Choosing a True Balance Sheet Lender ensures speed, certainty, and continuity. We keep all credit decisions and servicing (100% in-house) through maturity, meaning no loan sales or handoffs.
Wesley Carpenter is a Founder and Partner of Stormfield Capital, LLC. At Stormfield, Wes leads the firm’s investment strategy and portfolio management. He serves on both the management and investment committees and plays a central role in credit and risk oversight across the platform. Under his leadership, Stormfield has deployed over $1.75 billion, spanning the origination, acquisition, and asset management of commercial and residential bridge loans.
Wes brings more than 15 years of experience in real estate credit and structured finance. Prior to founding Stormfield, he was a Vice President at Greenwich Associates, a boutique consultancy specializing in the financial services sector, where he advised senior executives at commercial and investment banks on balance sheet optimization and the adoption of structured credit strategies. He began his career in Corporate Development at Illinois Tool Works (NYSE: ITW), where he focused on M&A and strategic growth initiatives across the firm’s global industrial portfolio
Wes holds a B.S. from Fairfield University and an M.B.A. from Binghamton University.