$2B+ Funded

Fund Your Next Fix and Flip Loan in Massachusetts

Fast, flexible financing for Massachusetts investors competing for older homes, tight inventory, and renovation upside. Generate a prequalification letter for your project in minutes, then work with one team from underwriting through final draw. The capital, continuity, and certainty to grow from your first flip to your 100th.

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7 Days

As Fast as 7-Day Close

92.5%

Up to 92.5% LTC

90%

Up to 90% LTPP

Balance Sheet Lender

In-House, Start to Finish

Northeast Market Focus

Instant Quote

Why Stormfield

Built for Massachusetts Fix and Flip Investors

One Team Through Every Draw.

Stormfield underwrites, funds, and services every loan in-house. Submit draw requests through the platform and hear back from the team that already knows your project. No third-party servicer, no new contact when your renovation is halfway done.

Underwriting for Real Rehab Costs.

Older housing, tight sites, local permitting, and premium finishes can turn a light renovation into a heavy scope. Stormfield underwrites the purchase, budget, and exit together instead of relying on a single number.

Compete With Cash Buyers.

Model purchase price, renovation budget, and expected ARV in minutes, then generate a project-specific pre-qualification letter when you're ready to bid. Use it with your offer to demonstrate financing readiness before full underwriting.

Program Terms

Fix & Flip Loan Overview

What you can borrow on a Massachusetts fix and flip, at a glance. For the complete product, see the Fix & Flip program page.

Massachusetts deals often move faster than conventional financing. Instant pre-qualification keeps investors ready at the offer stage, and because Stormfield controls both the credit decision and the capital, deals close with fewer outside approvals and more scope flexibility. In-house servicing keeps that same team accountable after closing, continuity that matters when older housing, tight logistics, or shifting scope make dependable draws more valuable than a headline rate.

Loan Amount

$150K to $5M+

Loan-to-Cost

Up to 92.5%

Max Loan-to-Value

Up to 75%

Closing Speed

7 to 10 Days

Property Types

Single Family, 2 to 4 Unit, Townhomes, Condos, Eligible ADUs

Eligible

Borrowers applying through an entity (LLC or Corporation)
Non-owner occupied investment properties (SFR, condos, townhomes, 2–4 unit multifamily, ADUs)
First-time and experienced investors (must show liquidity)
Properties in livable condition (may be vacant or occupied)
Borrowers with sufficient liquidity for down payment, reserves, and interest carry
No minimum FICO score

Not Eligible

Individuals applying for owner-occupied primary residences
Vacant land or land development projects
Churches, restaurants, or special-use commercial properties
Pre-development or horizontal development projects
Any deal where Stormfield cannot hold 1st lien position

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Track Record

Massachusetts Deals We've Closed

From Greater Boston and MetroWest to Cape Cod, these published transactions show the range of Massachusetts acquisitions and renovation scopes Stormfield can fund.

Chatham, MA Single-Family

$590,000

69% LTV 12 Month Term

An experienced investor acquired a bank-owned Cape Cod home with a $125K renovation scope and an $825K projected ARV.

View Transaction

Roxbury, MA Fix & Flip

$475,000

50% LTV 12 Month Term

A beginner investor secured Stormfield financing for a fix and flip project in Roxbury.

View Transaction

Wayland, MA Single-Family

$715,760

65% LTV 12 Month Term

An experienced investor used Stormfield financing to acquire and renovate a single-family investment property in Wayland.

View Transaction

See All Massachusetts Deals Submit Your Deal

FAQ

Common Questions About Fix & Flip Loans in Massachusetts

From cash-competitive acquisitions to older-home renovation scopes, lender fit matters in Massachusetts. These answers cover the process and the market.

Will Stormfield fund a deal like mine in Massachusetts?

Likely yes. Stormfield funds single-family, 2 to 4 unit, condo, townhome, and eligible ADU projects across Massachusetts. Published transactions span Greater Boston, MetroWest, Worcester, Cape Cod, the Islands, and other coastal markets, but they are a sample rather than a complete list of where or what Stormfield can fund. See selected Massachusetts funded deals.

How do I make a financed Massachusetts offer compete with cash?

Use Stormfield's instant pre-qualification to model your purchase price, rehab budget, and ARV and generate a pre-qualification letter. It helps demonstrate financing readiness before full underwriting; all loans remain subject to approval.

How fast can Stormfield close a fix and flip loan in Massachusetts?

Most complete applications close in 7 to 10 business days. The more prepared your title, appraisal, entity documents, scope, and borrower file are, the faster Stormfield can move. Underwriting and credit decisions stay in-house.

How should I budget for an older Massachusetts property?

Budget for what may be behind the walls. Older Massachusetts homes can bring electrical, plumbing, structural, lead, and code-related work that a cosmetic estimate misses. Build a detailed scope, realistic contingency, and local comps into your plan; Stormfield evaluates those alongside the exit. See the Massachusetts rehab budgeting guide for additional planning considerations.

Can Stormfield finance an ADU or small multifamily conversion?

Potentially. Massachusetts allows many accessory dwelling units by right, and MBTA Communities zoning is creating additional density opportunities near transit. Stormfield will review the as-is use, proposed scope, permits, and supportable after-repair value for the specific municipality.

How are renovation draws handled?

Renovation funds are released as completed work is verified. Draw requests are managed in-house by the same team that underwrote the loan, reducing handoffs and keeping payments aligned with construction progress.

I'm a broker. Will Stormfield protect my client relationship?

Yes. Your client stays your client. Stormfield keeps you informed, never cross-sells your borrower, and handles underwriting, closing, and servicing in-house. Learn more about the Stormfield Broker Program.

Ready to Compete for Your Next Massachusetts Deal?

Get an instant quote and project-specific pre-qualification letter in minutes. No credit pull, no obligation.

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