Build Faster with Residential New Construction Loans

Flexible financing for ground-up projects, townhomes, and 2-4 unit multifamily. Close in as fast as 10 days with interest-only payments, milestone-based draws, and in-house servicing that keeps your project on track.

Total Principal Funded

$ 0 B

In-house Draw Management

0 %

Up to 85% LTPP

0 %

Why Builders Choose Stormfield Capital

In-house funding. Transparent terms. Reliable execution.

Stormfield Capital - True Balance Sheet Lending

True Balance Sheet Lending

We lend and service in-house – ensuring faster approvals, direct access to capital, and clear, transparent communication when you need it most.

Stormfield Capital - Digital Experience

Digital-First Experience

Draw schedules tailored to your project milestones. Get funds when you hit key checkpoints – no unnecessary delays, no red tape.

Stormfield Capital - Relationship-Driven

Relationship-Driven Support

Our dedicated team guides you from approval to final draw – offering expert, responsive support at every stage of your build.

Key Program Highlights 

Flexible terms designed for real estate investors

Stormfield Capital - Flexible terms designed for real estate investors

Loan Terms

12 to 18 months

Loan Amounts

$250k – $3.5M+

Interest rates

As low as 9.99%

LTV

Up to 70%

Cost Coverage

Up to 85% of purchase price + 100% of construction costs

Property Types

Non-owner occupied SFR, Townhomes, Condos, 2–4 Unit Multifamily

Closing Speed

Typically 2–3 weeks with in-house approvals & servicing

Prepayment

Flexible prepayment terms

Servicing

100% in-house – all loans funded and held on Stormfield’s balance sheet

Who We Serve

Mid-level to seasoned investors and operators with verifiable experience and liquidity

Stormfield Capital - Residential Construction loans

How Builders Use Our Loans

Residential Construction loans built for your next project

Stormfield’s Residential Construction Loans are designed for builders and developers who need reliable capital, fast approvals, and flexible draws to keep their projects on schedule:

Ground-Up Construction

Finance new single-family or multi-unit residential builds from the foundation up – with funds released as construction milestones are met.

Build-for-Rent / Build-to-Sell Projects

Access capital to develop rental or for-sale properties with loan structures that align with your construction and sales timelines.

Townhome & 2-4 Unit Multifamily Development

Support small-scale multi-unit developments with financing that adapts to phased construction and staggered closings.

Repeat Builder Programs

Work with a lender that values your track record. Enjoy faster approvals, competitive rates, and the flexibility to scale your next project.

Who we Serve

Residential New Construction loans designed for experienced builders

Established Builders & Developers

Professionals with a proven track record in residential construction or development, seeking reliable financing to scale their projects.

Entity-Based Borrowers

Builders operating through an LLC or Corporation, focused on managing multiple projects or developments.

Qualified Investors

Those with sufficient liquidity to cover down payments, reserves, and interest carry.

Eligible Property Types

Single-family homes, townhomes, condominiums, and small multi-family (2–4 unit) projects – both build-to-sell and build-for-rent.

Stormfield Capital - Experienced Builder New Construction Loan

Geography

Proudly funding projects across the Northeastern US and select markets nationwide

9 States

New York

New Jersey

Connecticut

Pennsylvania

Massachusetts

Rhode Island

Maine

New Hampshire

Vermont

Nationwide Reach

Select projects funded nationwide in
active real estate markets

Same Speed Everywhere

Consistent execution and certainty
wherever we lend

Expanding Markets

Actively growing our coverage in
additional real estate markets

Customer Speak

Real experiences from real estate investors like you

Stormfield Capital - Testimonial

"This group is a breath of fresh air in a market that has become flooded with firms that over promise and under deliver."​

Richard Coffee

Stormfield Capital - Testimonial

"I have used Stormfield for 3 fix and flip loans. They do what they say they will do and are local which I prefer."

Chris Donner

Stormfield Capital - Testimonial

"These guys are my go-to lender for loans 500k - $4M."

Robert Lee

Residential New Construction

Stormfield Capital - Montauk, NY Construction Completion Loan
Residential New Construction

$1,815,000

Funded

April 2025

Provided Against

Single-Family Investment Property in Montauk, NY

Terms of Loan

12 months

Loan to Value

65%

Stormfield funded a construction completion loan for an experienced borrower in Montauk, NY.

Stormfield Capital - Houston Tx
Residential New Construction

$1,072,500

Funded

August 2024

Provided Against

2 New Construction Townhouses in Houston, TX

Terms of Loan

12 months

Loan to Value

65%

Stormfield funded a construction completion loan for an experienced developer in Houston, TX.

Stormfield Capital - Newark Nj
Residential New Construction

$1,425,000

Funded

September 2024

Provided Against

3 New Construction Duplexes in Newark, NJ

Terms of Loan

12 months

Loan to Value

65%

Stormfield funded a construction completion loan for an experienced developer in Newark, NJ.

Calculator

Get Fix and Flip Loan - stormfieldcapital

Wondering how much you can 
borrow for your next project?

Use our calculator to estimate loan amounts, purchase coverage, and rehab funding. It takes just a couple of minutes – no obligations, no hard credit pull.
Stormfield Capital - Are you a Broker

Are you a broker?

Join the Stormfield Broker Program

Proven Team. Trusted Lending Partner.

With deep real estate expertise and an unwavering commitment to service, Stormfield has partnered with hundreds of investors to fund successful projects nationwide.

© 2025 Stormfield Capital LLC. All Rights Reserved. Stormfield makes commercial, business purpose loans. Loans are for investment purposes only and not for personal, family, or household use. Loan product availability may be limited in certain states. This is not a commitment to lend. All loans are subject to borrower underwriting and credit approval, in Stormfield’s sole and absolute discretion. | Privacy Policy

Wesley W. Carpenter

Co-Founder & Partner

Wesley Carpenter is a Founder and Partner of Stormfield Capital, LLC. At Stormfield, Wes leads the firm’s investment strategy and portfolio management. He serves on both the management and investment committees and plays a central role in credit and risk oversight across the platform. Under his leadership, Stormfield has deployed over $1.75 billion, spanning the origination, acquisition, and asset management of commercial and residential bridge loans.

Wes brings more than 15 years of experience in real estate credit and structured finance. Prior to founding Stormfield, he was a Vice President at Greenwich Associates, a boutique consultancy specializing in the financial services sector, where he advised senior executives at commercial and investment banks on balance sheet optimization and the adoption of structured credit strategies. He began his career in Corporate Development at Illinois Tool Works (NYSE: ITW), where he focused on M&A and strategic growth initiatives across the firm’s global industrial portfolio

Wes holds a B.S. from Fairfield University and an M.B.A. from Binghamton University.